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July 20, 2010
Car-Accidents
             
 
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Accident Terms and Definitions
 
 

Producer
A term applied to an agent, solicitor or other person who sells insurance.

Witness
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.

Gap Insurance
Insurance that pays the difference between the actual cash value of a vehicle and the amount still to be paid on the loan. Some gap policies may also cover the amount of the deductible.

Salvage
Property taken over by an insurer to reduce its loss.

Nonrenewal
The termination of an insurance policy at its normal expiration date.

Quote
An estimate of the cost of insurance based on information supplied to the insurance company.

Negligence
The absence of ordinary care.

Premium
The money paid for an insurance policy based upon the coverage provided.

Liability Insurance
Coverage for a policyholder's legal liability resulting from injuries to other persons or damage to their property.

Claim
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.


Contact our Michigan Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
By 2025, Senior Citizens Will Be The Largest Percentage Of "Rear End" And "Turning Left" Accidents
By the year 2025 there will be 33 million people who are 70 years or older. They will make up the largest percentage of the “turning left” and “rear end” accidents. Slowly but surely Senior Citizens have developed a higher accident ratio than teenagers.
 


  Newsroom  
 


Port St. Lucie Woman Arrested After Falsely Claiming Diplomatic Immunity
R. Alexander Acosta, United States Attorney for the Southern District of Florida, and Edgar Moreno, Special Agent in Charge, U.S. State Department’...
Read more >

Insurance Commissioner John Garamendi Announces Arrest Of 19 Suspects For Auto Body Insurence Fraud In Butte
 

Insurance Commissioner John Garamendi Announces Arrest Of 19 Suspects For Auto Body Insurence Fraud In Butte (“Operation Colla...
Read more >

What to Do in Case of an Accident
Step 1If possible, stop your car in a safe and visible place. If the car cannot be moved, turn on the hazard lights. Turn off the ignition. Be...
Read more >

More news >

 
 

Terms

 


Today's Terms

Comprehensive Coverage

Definition:
Pays for damage to your car caused by reason other than collision, such as fire, theft, windstorm, flood, etc.

Junk Title

Definition:
A Junk Title is issued on a vehicle damaged to the extent that the cost of repairing the vehicle for safe operation exceeds its fair market value; or a vehicle that has been declared a total loss by an insurer or other state or jurisdiction.

Salvage

Definition:
Property taken over by an insurer to reduce its loss.

More Terms >

 

Resources
 


More Resources >
 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Michigan Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Michigan Car Accident Lawyers as soon as possible:

  • Adrian
  • Ann Arbor
  • Battle Creek
  • Bay City
  • Belleville
  • Canton
  • Clinton Township
  • Dearborn
  • Dearborn Heights
  • Detroit
  • East Lansing
  • Flint
  • Grand Blanc
  • Grand Rapids
  • Hamtramck
  • Highland Park
  • Holland
  • Howell
  • Jackson
  • Lansing
  • Lincoln Park
  • Livonia
  • Macomb
  • Mount Pleasant
  • Muskegon
  • Niles
  • Northville
  • Plymouth
  • Port Huron
  • Redford
  • Rochester
  • Roseville
  • Saginaw
  • Sterling Heights
  • Taylor
  • Traverse City
  • Trenton
  • Troy
  • Warren
  • Westland
  • Wyandotte
  • Ypsilanti
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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